It’s time to review your existing life insurance cover!
These unprecedented times have caused a lot of big changes for us, whether it’s working from home, being furloughed due to the new government scheme or continuing working due to being a key worker. Whatever position you find yourself it is important, now more than ever, to review your existing life insurance cover. In this blog we will cover the basics on how to review your existing life insurance cover, including the types of questions you should be asking your current provider.
You might find that you are left feeling unsure of what your current life insurance actually protects you against or disappointed because you thought that you were paying for a lot more than what you’re getting. That’s why we will also go through the benefits of switching over to a different life insurance cover provider like ourselves if you are not happy with your current cover.
How can I review my current life insurance cover?
A lot of people out there are paying a premium for years and don’t know what they are actually paying for – Angela even used to be one of those people herself! You might think you are protected when unfortunately in reality you might not be.
If you have previously signed up for life insurance cover that includes Critical Illness Cover, then one of the main questions you should be asking yourself or your current, how many critical illnesses am I covered for? This is simple but crucial information that should have been made clear to you from the get-go and that should be easily accessible to you.
Another question that’s important to ask when it comes to reviewing your current life insurance cover is, do you know what critical illnesses are covered? This is crucial as you may be under the impression that you are covered for a particular type of illness when in fact you are not.
How can Positive Lifestyle Rewards help?
We provide Life Cover, Serious Illness Cover, Income Protection, Family Income Benefit, and Private Medical Insurance for personal policies. However, so do a lot of providers out there, so the question is, why choose us?
To put it simply, we offer the most comprehensive cover on the market. It is very likely that your current critical illness provider is only covering you for common illnesses such as, Heart Attacks, Stroke, Blindness, Alzheimer’s disease and the serious Cancers. The typical amount of conditions covered on the market is approximately 60-70, however there are many insurance providers that actually cover a lot less than this, which is quite worrying. At Positive Lifestyle Rewards we specialise in healing people to understand Vitality’s Serious Illness Cover, which covers you for a comprehensive list of illnesses that have a range of severities from 100% all the way down to 5%, they also cover 182 conditions so you are far more likely to get a pay-out with Vitality.
As well as this, if you choose to protect yourself, your family and your business with any of Vitality’s insurance products, you could also be eligible for the Vitality Health/Rewards programme where you effectively get lots back for taking steps to be healthy and can access a range of discounts and rewards. It’s the way insurance should be!
If you have any questions or are interested in finding out more about this amazing revolution, then you can get in touch with Angela (your Vitality Specialist and Independent Broker) on 07857010262, who will be happy to have a chat and provide you with all the details you need.